Protect yourself and your loved ones from unexpected financial setbacks with thoughtfully designed individual insurance solutions.

From safeguarding your health and home to ensuring support in case of accidents, our individual insurance products help you stay financially secure in an increasingly uncertain world. CRC Insurance Broking offers personalized policies that adapt to your lifestyle and risk profile.

Key Benefits: Financial protection against medical emergencies, property damage, and accidental injuries. Access to network hospitals, cashless claims, and 24/7 support for peace of mind.

Coverage Details: Health insurance covers hospitalization, outpatient care, and preventive check-ups. Motor insurance includes third-party liability and own damage. Home insurance protects against fire, theft, and natural disasters.

Why Choose CRC? Our expert advisors provide tailored recommendations based on your needs. Example: A family secured comprehensive health coverage, avoiding hefty medical bills during a critical illness.

Our Individual Insurance portfolio includes:

• Motor - Covers vehicles for accidents and theft.
• Travel - Protects against trip cancellations and medical emergencies abroad.
• Home - Safeguards property from damage and loss.
• Health - Provides medical expense coverage and wellness benefits.
• Personal Accident - Offers compensation for accidental injuries or death.

Safeguard goods, ships and terminals throughout the journey – from origin to final destination.

Our marine solutions are designed to protect your cargo and marine assets from loss or damage during transit, storage and handling, with the flexibility to tailor cover to your specific trade routes and risk profile. CRC Insurance Broking specializes in global trade risks, ensuring your shipments are secure across oceans and borders.

Key Benefits: Comprehensive protection against piracy, storms, and collisions. Risk assessment for custom policies and efficient claims settlement to minimize downtime.

Coverage Details: Includes perils like sinking, fire, and theft. For instance, Marine Cargo covers goods in transit, while Marine Hull protects the vessel itself. We offer extensions for war risks and strikes.

Why Choose CRC? Our expertise in international shipping routes and partnerships with top underwriters provide unmatched coverage. Case study: A shipping company recovered full losses after a cargo fire, thanks to our tailored Marine Cargo policy.

Our Marine offerings include:

• Marine Cargo - Protects goods during sea, air, or land transit.
• Marine Hull - Covers ships and offshore structures from damage.

Protect your organisation and key decision-makers against covered third-party claims, legal liabilities and financial exposures.

Our liability solutions are designed to address risks arising from business operations, professional services, products and other third-party exposures. CRC Insurance Broking helps businesses assess their liability risks and arrange insurance solutions aligned with their operations and requirements.

Our Liability Products include:

• Directors and Officers Liability - Protection for directors and senior executives against covered claims arising from their managerial responsibilities.
• Commercial General Liability - Protection against covered third-party bodily injury, property damage and related liabilities arising from business operations.
• Professional Indemnity - Protection against covered claims arising from professional errors, omissions, negligence or failure in professional services.
• Fidelity Guarantee Insurance - Protection against specified losses arising from employee dishonesty and fraud.
• Liability Act Only (Compulsory Public Liability) - Statutory liability coverage as applicable under the relevant legislation.
• Public Liability (General) - Protection against covered third-party bodily injury and property damage arising from business activities.
• Public Liability (Industrial) - Liability protection designed for industrial and manufacturing operations.
• Public Liability (Non-Industrial) - Liability protection designed for offices, commercial establishments and other non-industrial premises.

Comprehensive risk protection for plants, projects, machinery and high-value equipment.

Our engineering products help safeguard critical infrastructure against events such as fire, explosion, breakdown and operational hazards, including those involving high pressure, extreme temperatures and complex installations. CRC Insurance Broking specializes in engineering risks, offering policies for construction, manufacturing, and energy sectors.

Key Benefits: Protection against equipment failure, project delays, and environmental hazards. Includes business interruption coverage and rapid claims processing.

Coverage Details: Contractors All Risk covers construction projects from start to finish. Machinery Breakdown protects against sudden failures. Electronic Equipment Insurance safeguards against data loss and hardware damage.

Why Choose CRC? Our engineering experts assess site-specific risks for customized solutions. Case study: A power plant minimized downtime after a turbine breakdown, thanks to our Machinery Loss of Profit policy.

Our Engineering portfolio includes:

• Contractors All Risk Policy - Covers construction and erection risks.
• Electronic Equipment Insurance - Protects electronic devices and data.
• Fire and Allied Perils - Safeguards against fire and related damages.
• Marine Cum Erection / Storage Cum Erection - Covers offshore and storage risks.
• Machinery Breakdown - Protects against mechanical failures.
• Machinery Loss of Profit - Covers lost income from breakdowns.
• Erection All Risk - For installation and assembly projects.
• Fire Insurance - Basic fire protection for properties.

Protection against specified cyber, crime, fraud and related financial risks in an increasingly connected business environment.

As businesses increasingly depend on digital systems, technology and online transactions, exposure to cyber incidents and financial crime continues to evolve. Cyber & Crime Insurance helps businesses manage specified losses and liabilities arising from covered cyber events, data breaches, cybercrime, fraud and other related risks.

Key Benefits: Helps businesses manage the financial impact of covered cyber and crime-related incidents, including eligible response, recovery and liability exposures as provided under the policy.

Coverage Details: Depending on the policy structure, coverage may address specified cyber incidents, data compromise, cybercrime, fraud and other covered financial exposures, subject to applicable terms, conditions and exclusions.

Why Choose CRCI? Our approach focuses on understanding your business model, digital dependencies and risk exposures before recommending an appropriate insurance solution.

Our Cyber & Crime solutions include:

• Cyber Risk Insurance - Addresses specified financial and liability exposures arising from covered cyber incidents.
• Crime Insurance - Protection against specified financial losses arising from covered criminal acts, fraud and related risks.
• Data Breach Protection - Supports eligible costs and liabilities associated with covered data security incidents.
• Cyber Incident Response - Provides coverage for specified response and recovery expenses, subject to policy terms.

Specialised protection for jewellery, precious stones, bullion and related valuables against specified risks.

Jewellers' Block Policy is designed for businesses dealing in jewellery, precious stones, bullion and related valuables. It helps address the unique risks associated with valuable stock held at business premises and in specified situations, subject to the terms and conditions of the policy.

Key Benefits: Specialised insurance protection for valuable jewellery-related stock and business assets, helping businesses manage the financial impact of specified loss or damage.

Coverage Details: Coverage can be structured against specified risks including theft, burglary, fire and other covered perils. The scope of protection depends on the policy wording, declared values, security arrangements and applicable terms and conditions.

Why Choose CRCI? We understand that jewellery businesses have specialised risk exposures. Our team works with clients to assess their operations and arrange insurance solutions aligned with their requirements.

Our Jewellers' Block solutions can address:

• Jewellery Stock - Protection for declared jewellery and related valuable stock against covered risks.
• Precious Stones - Insurance solutions for specified precious stones and valuables.
• Bullion - Protection for declared bullion and related valuable assets, subject to policy terms.
• Business Premises - Coverage for specified risks affecting insured valuables at covered locations.

Protection for banks and financial institutions against specified operational risks and financial losses.

Bankers' Indemnity Policy is designed to address the specialised risks faced by banks and financial institutions. It helps protect against specified financial losses arising from operational and criminal exposures covered under the policy.

Key Benefits: Helps financial institutions manage specified risks relating to employee dishonesty, fraud, forgery, robbery and other covered incidents that may result in financial loss.

Coverage Details: Depending on the policy structure, coverage may address specified losses arising from employee-related dishonesty, forgery, robbery, fraud and other insured events, subject to applicable terms, conditions and exclusions.

Why Choose CRCI? We work with financial institutions to understand their operational environment, identify relevant exposures and arrange insurance solutions aligned with their specific requirements.

Our Bankers' Indemnity solutions address risks such as:

• Employee Dishonesty - Protection against specified losses resulting from covered dishonest acts by employees.
• Forgery - Coverage for specified financial losses arising from covered forgery-related incidents.
• Robbery - Protection against covered losses arising from robbery and related insured events.
• Fraud - Insurance solutions addressing specified financial losses resulting from covered fraudulent acts.

Protection against covered losses arising from customers' failure to pay trade debts.

Trade Credit Insurance helps businesses manage the financial risk associated with extending credit to customers. It is designed to protect eligible trade receivables against covered commercial or political risks and can support businesses in managing credit exposure more effectively.

Key Benefits: Helps businesses protect eligible receivables, manage customer credit risk and support more confident trading decisions while maintaining commercial relationships.

Coverage Details: Depending on the policy structure, coverage may respond to specified commercial or political risks that result in non-payment of insured trade debts, subject to applicable terms, conditions, limits and exclusions.

Why Choose CRCI? We help businesses evaluate their receivables exposure, understand customer credit risks and arrange insurance solutions aligned with their trading profile and requirements.

Our Trade Credit solutions can support:

• Receivables Protection - Protection for eligible trade receivables against specified non-payment risks.
• Commercial Risk - Coverage for specified losses arising from covered customer default or insolvency-related events.
• Political Risk - Protection against specified political risks affecting eligible trade receivables.
• Credit Risk Management - Support for businesses seeking a structured approach to managing customer credit exposure.

A wide range of specialised covers to address diverse and unique risk exposures.

As a one-stop insurance partner, we support you with solutions that go beyond standard policies – from burglary and money insurance to plate glass and workmen’s compensation – ensuring your business and assets remain protected on multiple fronts. CRC Insurance Broking offers niche policies for specialized needs.

Key Benefits: Tailored coverage for unique risks, cost-effective solutions for small businesses, and comprehensive protection for valuables and operations.

Coverage Details: All Risk Policy covers accidental damage to property. Burglary Insurance protects against theft. Money Insurance safeguards cash in transit. Workmen’s Compensation covers employee injuries at work.

Why Choose CRC? Our diverse portfolio caters to unconventional risks. Case study: A retail store recovered losses from a burglary, thanks to our comprehensive Burglary Insurance policy.

Our Miscellaneous Products include:

• All Risk Policy - Covers accidental damage to property.
• Burglary Insurance - Protects against theft and burglary.
• Fidelity Guarantee Insurance - Safeguards against employee fraud.
• Golfers Indemnity - Covers golf-related accidents.
• Money Insurance - Protects cash and valuables in transit.
• Neon Sign Glass - Covers damage to illuminated signs.
• Plate Glass Insurance - Protects windows and glass structures.
• Workmen’s Compensation - Covers workplace injuries and illnesses.